Optimization Research On Intelligent Risk Control Management System Of Bank Of NB

As a financial intermediary,the essence of bank operation is to bear and manage risks,and risk control management is the core of bank financial activities.The level of risk control management of commercial banks will not only affect the development of banks themselves,but also have a certain impact on the national social stability and the normal operation of economy.The bank's financial services have completed the integration of various online and offline scenarios.In order to meet the risk management requirements in the era of big data,it helps to improve the bank's ability to accurately describe each customer and build an intelligent risk management defense system.In recent years,banks have begun to build intelligent risk control management system and system.At present,many institutions in the intelligent risk control platform use big data distributed processing architecture and stream computing technology,which can ensure the efficient operation of various core processing modules,and use these models to deeply mine customer habits and depict user portraits [1].The ultimate goal is to build a comprehensive intelligent risk management system that can integrate internal and external resources,collect information of various risk systems,and integrate various risk management functions.Based on the transformation and application of big data intelligence to traditional financial institution risk control system,this paper introduces the transformation of financial institution risk control system in recent years,as well as the innovation and achievements of banks in intelligent risk control management system and products,and analyzes the research and application of intelligent risk control by some experts,scholars and financial institutions at home and abroad.At the same time,from the perspective of the first-line experience of the risk control system of Bank of NB,the author traces the process of risk control intelligence of Bank of NB in recent years,shows a current management system framework of risk control of Bank of NB,and focuses on several big data risk control application system platforms independently developed by Bank of NB,such as "Fengyu Zhikong" and "Fengyu Dajia",Analyze and sort out the advantages and disadvantages of the current intelligent risk control management system of Bank of NB,According to the actual situation,this paper puts forward some optimization schemes and guarantee measures for the intelligent risk control management system of Nb bank,and finally get some enlightenment and prospects for the future development direction of bank big data intelligent risk control,I sincerely hope that this research can provide some reference value and help for the bank's intelligent risk control product management system.