Study On The Problems And Countermeasures Of Basic Medical Insurance For Urban And Rural Residents In Changchun Area

As a big agricultural country,China has a large population.The basic medical insurance for urban and rural residents is to narrow the gap between urban and rural areas and realize the integrated strategic deployment of urban and rural areas.It is an inevitable requirement to implement the “Four comprehensive” important strategy and achieve a well-off society.In 2018,Our government puts forward that the “unity of two guarantees” is to combine the new rural cooperative medical insurance and the basic medical insurance of urban residents,which is conducive to narrowing the gap between urban and rural areas and promoting the integration of urban and rural development.Based on the current situation of new rural cooperative medical insurance and urban residents' medical insurance in Changchun,210 farmers in three regions of Changchun,Yushu City and Nongan County are randomly investigated.This paper analyzes the current situation of rural residents' participation in the basic medical insurance of urban and rural residents and the problems existing in the basic medical insurance of urban and rural residents in Changchun,and finds out the factors restricting the development of basic medical insurance for urban and rural residents,and finally puts forward reasonable countermeasures for the corresponding problems.Thus promoting the rapid development of basic medical insurance of urban and rural residents,integrating urban and rural development,and enabling farmers to obtain tangible benefits in medical security.This paper studies the problems and countermeasures of urban and rural urban and rural residents' basic medical insurance in Changchun region based on the farmer's angle of view,using literature review method,comparative analysis method and survey research method.The main contents of this thesis include:First,through the collection of documents,straighten out the thinking.Based on the research goal,the evolution process and operation status of basic medical insurance in urban and rural residents were analyzed.This paper analyzes the evolution process of urban and rural urban and rural residents' basic medical insurance from the transformation of rural cooperative medical insurance to the new agriculture and the transition between the basic medical insurance of urban and rural residents.According to the current situation of new rural cooperative medical insurance and urban and rural residents' basic medical insurance,the reimbursement ratio of urban and rural residents' basic medical insurance and the scope,coverage and health insurance level of urban and rural residents objectively analyze the status of basic medical insurance for urban and rural residents in Changchun.Secondly,on the basis of the investigation of the field,the present situation of rural residents' participation in urban and rural residents' basic medical insurance is summarized.The effects of age,education degree,family economic status,reimbursement understanding degree,satisfaction degree and so on were analyzed from three sample areas,and the corresponding conclusions were obtained.Thirdly,the problems of basic medical insurance for urban and rural residents in Changchun region are discussed deeply,such as the narrow scope of reimbursement of basic medical insurance for urban and rural residents,low reimbursement ratio,higher level of integration,differentiation of medical security system of urban and rural residents,weak management system and so on.Based on the analysis of policy factors,cognitive understanding degree,medical institution factors and institutional factors,the restricting factors of basic medical insurance for urban and rural residents in Changchun were explored.Fourthly,in combination with the research question,this paper puts forward the practical situation suitable for Changchun area.aiming at solving the problems existing in the basic medical insurance of urban and rural residents in Changchun,such as improving the operating mechanism level of the basic medical insurance fund of urban and rural residents,improving the reimbursement compensation mechanism,improving the overall level and the level of the basic medical insurance of urban and rural residents,To strengthen the policy publicity of urban and rural residents' basic medical insurance policies,improve the basic medical insurance system of urban and rural residents,and provide suggestions for further development of basic medical insurance for urban and rural residents in Changchun.According to the above research contents,the following conclusions are drawn: Firstly,the integration of new rural cooperative medical insurance and the basic medical insurance system of urban and rural residents has further promoted the development of urban and rural integration.Secondly,in terms of supervision,the relevant departments of basic medical insurance for urban and rural residents should be scientifically supervised,and perfect supervision system should be established.Finally,the government should fundamentally solve the basic medical insurance of urban and rural residents and improve the overall level and level of integration.