Current Situation Of Medical Insurance System Forurban And Rural Residents Of Shandong Province

Research background:China’s medical insurance is an important means of income redistribution under the socialist system and the effective measure to adjust social economic gap.With the development of social economy, the government management and service functions of the continuous optimization,China’s medical insurance system will continue to improve. So far, the residents medical insurance of our country consisted by the new rural cooperative medical insurance and basic medical insurance for urban residents,basically meet the basic medical needs of urban residents and rural residents,increasing the economic burden of disease of the urban and rural residents in a certain degree.But the current medical insurance system is embedded in the "The two element" management structure, the current medical insurance system also has been split. Segmented medical insurance system have begun to hinder the medical insurance basic fairness.With development of China’s economic and social and the constantly optimize of the economic management system.The economic gap between urban and rural areas getting more attention, Segmented medical insurance system and the resulting problems gradually exposed.In the new situation of social development, fully embodies the social justice, embodying the medical insurance system of social regulation, guaranteeing the fairness of urban and rural residents to enjoy the health service,becoming the focus of government work.To complete the integration of urban and rural medical insurance,letting all urban and rural residents enjoy the social medical care,becoming a priority among priorities of China’s medical insurance reform.Research Objectives:To discuss the current situation of the running of the medical insurance of urban residents and the new rural cooperative medical,the fairness status and finding the current residents of the medical insurance system,the feasibility of Shandong province to integrate the urban and rural medical insurance.Analysis the experience of domestic and foreign in integrate urban and rural medical insurance, puts forward some opinions and suggestions of the integration of urban and rural medical insurance and formulate relevant policies for the social security department and the Department of health management.Materials and methods:Data from 2008 to 2012 "Shandong province human resources and Social Security Statistics Yearbook", from 2008 to 2012 "Shandong Province Health Statistics Yearbook"; 2008 to 2012 "statistical yearbook of Shandong province". The policy source of relevant policies at all levels of human resources and social security departments on the urban and rural medical insurance documents. This study is the application of the theory of empirical analysis method, qualitative analysis and quantitative analysis; data analysis method using the Gini coefficient method and Theil index analysis method.Research Results:1, The existing medical insurance system for urban residents and the new rural cooperative medical, running in a good financing situation and good compensation fairness;2,There is a big difference between the current medical insurance for urban residents and the new rural cooperative medical system;3,The level of economic development, government financial support and industrial restructuring of Shangdong province is conducive to the work of urban and rural medical insurance comprehensive;4, Urban and rural medical insurance pilot areas has made outstanding achievements and accumulated rich experience;5,The domestic integration experience support specific modes for the integration of urban and rural medical insurance of Shandong province;6,Foreign medical insurance model offers abundant experience for Shandong Province comprehensive urban and rural medical insurance.Conclusions and Suggestions:1, step by step, and gradually increase the overall level, and ultimately the formation of the national health insurance system for residents;2, in the overall process to fully guarantee the original seamless various types of medical insurance fund, to ensure the safety of fund;3, in the overall process to improve the health service level and professional ability;4, improve the management mechanism, optimize the medical insurance medical insurance fund raising mode and financial subsidy mechanism;5, vigorously improve the drug reimbursement catalog system;6, protect the insured rights, rational planning of urban and rural residents medical insurance level;7, strengthen the organization and leadership in the overall planning, establish a sound legal system.