The New Type Of Rural Cooperative Medical Care And Urban Residents Basic Medical Insurance System Research

Health insurance is an important part in the medical security system, plays an irreplaceable role in the protection of national health, the share of the national health risk and to maintain social harmony and stability. Because of medical insurance is so important, the various countries and regions have established medical insurance system to suit their own situation. However, medical insurance is a complex insurance, which is a difficult problem for any country or region. To our country, the basical framework of social health insurance has been established, and formed a structure of new rural cooperative medicare, urban resident basic medical insurance, urban workers basic medical insurance likes "three pillars". But the types of insurance among areas are not the same, at the same time, our country's medical insurance reform in the process to perfect faces varies of problems. Among them, the protective content and implementation of the program between new rural cooperative medicare and urban resident basic medical insurance are very similar, both made great achievements in their respective fields, but both was causing many problems due to operating independently, such as social medical insurance issues of special group, including urban laid-off workers, the unemployed, the families of employees, homeless people in cities, the disabled, college students, lonely old people and orphans, immigrants, victims, landless farmers, migrant workers and low-income families, and other vulnerable groups, and including who are not in policy goal range, but are not the vulnerable personnel, likes rural residents but whose household registration are in rural areas, urban residents but whose household registration are in the cities, people who lives with no fixed abode for long time, unemployed family members of migrant, the fresh graduates'aged parents who live in cities but have no urban household registrations, etc. Meanwhile, with the changes of rural socio-economic structures, the improvement of farmers'awareness to maintain their rights, the aggravation of aging of population, the acceleration of the floating population between urban areas and rural areas and so on. It's an irresistible general trend to break "barriers" between two basic medical insurance system, to disappear urban and rural residents' two lines in field of medical insurance, and to equally enjoy the rights of medical insurance. The thesis will systematically analyzes the combination of new rural cooperative medicare and urban resident basic medical insurance, including related academic achievement, the historical achievements of the two basic medical insurance, the varies of problems result from two medical insurance run independently, the socio-economic factors which encourage combination of the two, the value of goals of combination, the path of combination and so on, tries to unite the problem discovery with the problem analysis, the problem revelation with the problem solution, clear aim with feasibility and so on.