Research On Organization Mode And Operation Mechanism Of Supply Chain Financial For Family Farm

The concept of financial supply chain has been widely applied in the field of agriculture,and has become an important means to promote agricultural modernization and industrialization.It not only improves the degree of organization of agricultural production,but also ensures the quality of agricultural products effectively.However,due to the low production efficiency and low degree of specialization,the traditional farmers in the upper reaches of the supply chain can not get the credit support of financial institutions,which restricts the deepening of the supply chain finance in the agricultural field.Family farms have the characteristics of scale,intensive and commercialization,which provides an opportunity for the promotion of agricultural supply chain financial model.China's current family farm arisen time is short,still in the exploratory stage,the concept of supply chain finance is not fully integrated into the development of family farms.In order to promote the healthy development of family farms in china.the academia and the practice need to explore and sum up experience.In view of the above background,this paper firstly defines the concept of family farms,supply chain finance,agriculture supply chain finance and agricultural supply chain financial operation mechanism,and elaborates the supply chain management,transaction cost,agency and self liquidating financing theory.Secondly,through theory and field research methods,this paper summarizes and refines the oriented family farm two typical supply chain financial cooperation mode: "family farm&company&base" and "family farm&cooperatives".It expounds its own connotation and business processes,the operating mechanism and the construction of two typical financial model of the supply chain from six aspects of production standardization,the distribution of benefits,risk sharing,information sharing,learning and innovation of supervision and punishment.by means of the theoretical analysis framework for the analysis of typical cases in practice,it summarizes the typical experience and innovative practices.Finally,in order to clarify the promotion conditions of the two typical models,this paper makes a comparative analysis of the background,characteristics and applicable conditions of the two typical supply chain financial models.The results show that: the development of large family farms will generally choose to cooperate with the company to obtain credit support of financial institutions,small and medium-sized family farms choose to promote their own development by joining the cooperatives.The distribution of benefits and risk sharing mechanism is the core of the operation mechanism of the supply chain financial model,which determines whether the main body of the supply chain finance can cooperate for a long time.In this paper,different scale family farms as the research object establish a theoretical framework of agriculture supply chain finance operation mechanism,and provides the research analysis framework for financial operation mechanism of the supply chain.at the same time the family farm financing mode selection,business of financial institutions promote the agricultural modernization and the process of organization to provide practical significance.