Design And Implementation Of Bank Credit System

Economic and financial industry is gradually developing in our country, but also lead to the rapid development of credit business, one of the fastest growing business for small and medium-sized enterprises of microcredit. The main characteristic of this kind of loan for performance, participation of staff less, small scale, need less money, complete business process and have high evaluation. A few large financial institutions in our country, such as bank of China, industrial and commercial bank of China mainly reflects in the aspects such as the perfect function, but the amount of investment is needed is higher, the functionality of a significant portion of small loan companies in useless. Thus, more and more companies need a set of more perfect information management system, the main function more complete, easy to maintain, hardware input amount is less, the business includes staff management, office management, credit management, etc.According to the above requirements, we designed and developed a set of B / S architecture, the thesis and credit management system designed to achieve the following main features of the structure of the small amount of the bank’s credit management system, which for are: 1, unified credit management processes. Credit management system of commercial banks, rural credit cooperatives, urban credit cooperatives, rural banks and other banks of unity, and the business of the bank credit extraction, organized into a more complete business processes. 2, computing perfect. The system is fully functional in computing, including fixed interest, but can also be used in many different ways a floating interest rate. 3, automatic assessment of staff performance, and office automation. The main function of the credit system, including the application of business functions, public document management, business transaction management, personnel management, and enterprise applications, office supplies, so as to achieve office automation. Staff can also provide legal advice to the user in the system.In this thesis, the design of the credit system has been tested to achieve the desired final goal, to provide strong support for the handling of small business bank credit.