The Design And Development Of Basic Credit Customer Information Collection And Management System

Credit asset, which is the majority of the overall asset in the rural credit system companies, has the affect status in the companies' asset quality field, therefore managing credit asset, especially the credit management level is crucial to the companies. However, the former management methods and means is no longer fit the modern financial development as the progress in the financial and IT area, which lead the result that the modernize and informationize technical means task has a significance position in the credit management in rural credit system.The basic credit customer information collection and management system uses the computer techniques to recognize and verify customer's basic information, including the collection of face photograph, ID, finger prints and other customer's basic information before the loan service and the comparison of the collected information with the ones in database while the loan service.This system uses B/S(Browser/Server) structure as the overall structure, supporting by Web database technology and using ASP.NET technology along with ADO(ActiveX Data Objects), achieves the Web database access and query functions. System based on Web, using the combination of SQL Server 2000 database and ASP.NET technology in developing, it's an exploration in the software architecture, key technologies, implementation techniques, framework solutions under.Net platform and based on B/S structure. This system uses tools like ASP.NET, HTML, JavaScript?VBScript, Graphic editing and database to access the Web page based on Web server. Different permissions to post personnel can through the computer network system unit interior, with the help of the Internet this a powerful and convenient tool to login this system,implementation of the management of the whole system, query, add, modify, delete, and other functions.So far the system is well running and effective working. As the requirement of credit management institution, building the basic credit customer information collection and management system attains the following goals: collecting the basic customer information using computer system with recognition and verification, solving the inauthenticity issue in customer information from human factors, preventing the borrowed or false names in rural credit companies' loan business and therefore has played a significant role in preventing loan risk.