Design And Implementation Of Financial Management System For Commercial Banks

Since the joint-stock reform of 2004 banks in China,the banking system has become more standardized,more competitive and more perfect supervision.After the business in order to achieve the leading advantage in the fierce market competition,the advantages of information technology has become increasingly prominent,commercial banks are speeding up the construction of the IT system,in order to make as soon as possible to complete the information system,and form their own core strengths,the financial management system as the cornerstone of an enterprise,is the object of commercial banks the key breakthrough.Financial analysis of commercial banks usually refers to the daily financial statements and other financial information as the basis.Using professional analysis methods,the overall analysis of the financial situation before the enterprise,the current financial situation,business results and the flow of funds,can provide a strong practical reference for the commercial bank's business activities.The purpose of financial analysis of commercial banks is to evaluate the performance of banks before they can be used to measure the current financial situation and predict the future development trend of banks.This article through to the bank financial management system at home and abroad,the development status of financial management system of comprehensive understanding,according to the actual situation of the commercial bank,all aspects of the system function of the detailed analysis,on the basis of the demand analysis,the design and implementation of the system.Financial management software system as an application tool for management,on the one hand it can provide financial information data and electronic statements and other information for the staff of bank finance,on the other hand is also able to provide documentation and keep the relevant financial information data and financial statements for the historical change log bank staff.According to the actual needs of financial management functions,need to complete the modeling,mainly from two angles to function and non function in detail,and the main users of the system use case analysis,elaborated on the management of fixed assets,including bank accounts receivable management and system management module seven.In the stage of system design,design the overall structure and function of the system uses the current mainstream B/S framework and the popular MVC three layer structure,the design of the overall system architecture and network topology,the E-R diagram and database table structure two aspects of data modeling,finally completed the design of each function module of the system.The certificate management,salary management,fixed assets management,accounts receivable management,information management and other functions to the cashier balance with bank financial management,do well documented,understanding of the bank assets;analysis module in the report provides information,profit analysis and debt analysis,reflect the bank's current revenue situation,to provide data support for the relevant leadership and decision-making unit;system management module to make the system stable operation,separation of the various job responsibilities,provide support for traceability and internal management.Finally,from the two aspects of system functional requirements and non functional requirements,using black box and white box testing methods,the whole system was tested to reduce the possibility of bug after on-line system,to ensure the stability of the system after on-line.The system is in practical application on the one hand,the commercial bank's financial management work with a lot of convenience,is an important part of the commercial bank information technology,on the other hand,can also provide some reference for future researchers,has a strong practical significance.