Design And Implementation Of Commercial Bank Characteristic Financial Management System

With the rapid development of the economy,the per capita disposable income of residents has been greatly improved,and the investment of citizens has diversified and diversified the trend.Among them,the relatively low risk of financial management has become the investment of many families first.The coope ration between commercial banks and fund companies is the trend of the market.The two sides jointly launched a financial product to realize the sharing of customers' resources,the innovation of financial products and the promotion of customer service level.It is the inevitable requirement of banks to obtain high value customer resources.In this paper,based on the status quo of the management of bank fund products,this paper analyzes the data interface provided by the third party fund companies and analyzes the core transaction system of the commercial banks' intermediate business platform by means of system analysis and Design,research out a set of characteristics for commercial banks financial management system.This study intends to business innovation between the commercial banks and the original fund products of the third party fund companies.For the current market situation,we will re-develop an innovative product,and strive to meet the bank side,fund company and customers.I study the bank transaction business theory and professional financial software research and development technology,fully research in recent years,the market share of fund products and fund business in the business of various types of business importance,careful study of the Fund provided by the third party interface,And then the feasibility of the system research is fully demonstrated,and the business process of the system is analyzed in detail.In the system design part,the architecture of the system is determined first.Secondly,the design of the system is determined.The design of the system database is briefly discussed.Finally,the system database design is briefly discussed.In the process of system design,the security of the system is fully considered.After implementing the function modules,the system will test the commercial environment of the commercial banks and carry out detailed tests on all kinds of transactions,including unit testing and integration testing.This paper studies the fund product system using T + 0 mode for the development of the customer through the system can be purchased on the day of redemption,financial precision,high rate of return.Customers can buy through commercial bank online banking and mobile banking.After the realization of the system,commercial banks and third-party fund companies can achieve a win-win situation,commercial banks through the system to develop more quality customer resources,fund companies can expand the product through the visibility and so on.