Design And Implementation Of Commercial Bank Credit Business Management System

While global economic integration has brought tremendous opportunities to all walks of life,it has also made the competition in the industry intensify.China's commercial banks started later than foreign commercial banks and lag behind international advanced level in many aspects.Market competition under disparities will inevitably bring negative impact on China's commercial banks.In recent years,credit businesses such as mortgages and car loans have flourished under the leadership of market economy.Credit is not only one of the important businesses of commercial banks,but also an important way for commercial banks to make profits.With the commercial bank's credit business gradually opening up to SMEs and ordinary people,the number of credit customers has increased rapidly,and the types and number of credit businesses have continued to grow.These factors have led to the continuous increase of credit risks faced by commercial banks.How to ensure that commercial banks' credit business is stably developing while realizing the maximization of revenue is a practical issue facing commercial banks.In order to meet these needs,a comprehensive commercial bank credit business management system is developed.The management of commercial bank credit business by means of information management can help commercial banks win in the fierce market competition.The main work of this article is divided into the following three parts.The first part first summarized the relevant theories and technologies involved in the development of commercial bank credit business management system,and then conducted a feasibility analysis of the system.Then this paper combines the needs of the current information management,put forward six functional requirements of the credit business management system.The second part mainly deals with the detailed design of the commercial bank credit business management system.First,analyze the overall design of the system,then it details the six functional modules of the commercial bank credit business management system.Design,and then proceed with systematic database design from two aspects of conceptual design and logical design.The third part is mainly to realize the six major functions of the commercial bank credit business management system and carry out specific tests.First of all,this paper gives the implementation diagrams of major functional modules.It briefly introduces the operation of each part,and then conducts a use case test for each function to check whether the system can operate normally.The final result shows that the expected function realization of this system is consistent with the system design.Meet system development goals.