Design And Implementation Of Integration System Of Financial Centralized Payment In Commercial Banks

The financial business system mainly includes a centralized payment system,a non-tax revenue collection system,and a business card system.These systems will perform data conversion with various budget units,commercial banks,and the People's Bank when handling business.Because these business systems are similar in business process processing,integrating a large number of decentralized financial business systems into a unified financial information system platform can not only reduce system maintenance,achieve unified management of each system,share data information with each other,but also improve Standardized management level of financial business.In view of the current situation of financial business management,this paper takes a commercial bank's provincial sub-behavior as the research object,collects the data interface provided by the financial end,relying on the commercial bank's intermediary business platform,and through system analysis and design,develops a financial integration system suitable for commercial banks.The study on commercial bank's original centralized payment system,non tax revenue collection system,business card system is redesigned to carry out business innovation on the basis of the original implementation of the integrated management of business finance.Through careful study of the third-party interface provided by the financial side,this paper determines the functional business needs of this study;while analyzing the business needs,it fully demonstrates the feasibility of the system research,and makes a detailed analysis of the business process of the system;in the system design part,the focus is on the core functional modules of the system.The database module and the system detailed design,including the system core function module design includes system design,basic data module centralized payment module design,business card design module.The development language of this system is JAVA.The financial centralized payment integration system supports the distributed cross-platform J2 EE system.The system uses Oracle database for storage and Maven technology for project construction and management.The system realizes the functions of financial payment management,quota management,business card management,basic parameter configuration,and can effectively cooperate with the provincial finance department topromote the integration of financial information system construction and improve the management standard of financial system.After the implementation of the system,the system functional modules are tested carefully by setting up a test environment,including interface testing,business testing,stress testing,destructive testing,regression testing,etc.,and detailed test reports are issued.