Research On Personal Information Security Issues In Mobile Payment Environments

With the development of mobile terminals and mobile e-commerce,Mobile payment as a new way of payment in China's e-commerce market gradually accepted and recognized by the public.In order to provide better service and ensure the security of transactions,it is necessary to collect and process personal information.Personal information has great value.When the user personal information security problems emerged in the mobile payment process,the user will result in huge losses.This paper analyzes the concept,characteristics and classification of mobile payment.Mobile payment has changed the traditional way of payment,the realization of the payment form of intelligence,networking and virtualization,with at anytime,anywhere and portable features.Theoretical concepts and features of the mobile payments combined to the current development of China's mobile payment status quo.Current payment industrial chain by moving the entire country,including mobile operators,payment service providers,end-users and other personal information to identify the problem of the existence of mobile payment,mobile payment channel analysis of leakage of personal information,as well as the consequences of the reason.Mobile payment brings convenience and speed at the same time,the way of personal information is also increasingly diversified,once the mobile payment of personal information security problems,which will lead to the user's information security and even property security often can't be guarantee.Therefore,this paper puts forward some suggestions on the personal information security of mobile payment in China at the end.