Research On The Factors Affecting The Security Of WeChat Payment Personal Information

The fast developing mobile Internet technology provides a good operating platform for mobile payment.The mobility of the required services,the timeliness of obtaining information,the customization of the account transaction,the integration of the information interaction are obtained anytime and anywhere.This makes the mobile payment more and more popular among the consumers,and the WeChat payment is a mobile payment.One of them has also received extensive attention.Since the release of WeChat payment to less than three years ago,the WeChat payment platform has harvested 600 million users.WeChat payment may be limited by time and space,and user's personal information will also be transmitted on the network when payment is made.Developers who pay by WeChat also need to pay attention to the safety of users' personal information while meeting various payment needs of users.Personal information security is influenced by many factors,such as personal,legal policy,social value,school education,family education and so on.At present,there are few researches on the risk prevention strategies of Mobile Payment institutions in China,and the risk prevention recommendations for users are almost blank.Therefore,this paper takes personal information security as the research object,trying to obtain data from the WeChat payment platform,industry,users,government and other aspects,using the questionnaire survey method to obtain data,using SPSS to analyze the influencing factors of WeChat payment,so that users can more scientifically and comprehensively grasp the various effects of WeChat payment,in order to improve the WeChat branch.Pay safety risk precautions.Finally,this paper tries to put forward a more comprehensive risk prevention proposal from the three aspects of WeChat payment organization level,user level,and government level to prevent the risk of personal information security in WeChat payment.