Design And Implementation Of The Bank Of China Credit Management System

Bank of China's credit business in the service system,with respect to the proportion of other business much more.This means that the service model of credit business management system is that all banks operating in the management of the most critical aspects.However,at this stage due to the development process of the market economy continues to accelerate,and constantly update the economic management policy,which makes the Bank of China credit management system,the original is difficult to adapt to the current forms of social and economic development.Credit business of commercial banks is one of the most important services the current financial system,but also the bank decision-making,management of the most difficult and complex financial services.This situation makes access to quality credit customer resources is particularly important,however,how to achieve the goal to expand the credit quality customer resources.Specifications required by bank credit business workflow to achieve,which is the direction of development on banks to reduce credit risk asset management has always been.For this purpose can be based on the existing management of the credit business,improve service quality and customer credit assets regulate credit system management operational procedures.This paper illustrated the bank of China credit management system design based on customer demand for design of the core,to the credit crisis and deal with the risk and control as the means of design goals.The implementation of these content will service for the current banking credit business process,information brings new management mode,and realize the reform of the existing credit management system.At the same time,the standardization of the management,but also to present the credit business related contact multiple departments of standardization.