Design And Implementation Of Enterprise E-Bank Product Line Product System

With the development of Internet banking, Enterprise E-Bank system is gradually changingfrom transaction platform to "service+marketing" platform.Base on present E-Bank system`straditional accounting process, increased non accounting function such as pension services,online financial software services, counter business online apply. To support the rapidinnovation in all types of business, we need to improve the general architecture of E-Bankflexibility, provide the function of service and marketing support for banking product system.The implementation of E-Bank product, the flexible improvement of Enterprise E-Bank isreflected in four aspects:1, Support new product:Base on template oh similar products and services, channel service ofnew products can quickly be definitioned and developmented. At the same time,multi-channel multiplexing service template and business component, can realize the crosschannel multiplexing.2, Meet the personalized service needs:we can provide the channel service features flexibleconfiguration for customers based on the same background products.3, Promote the product standardization, enhance product lifecycle management.4, Promote product charges standard work, reduce the workload of manual charge operations,improve standardization level of service charging.The implementation will be based on the results of preliminary, through the developmentof business component, transaction page and process by customer self-service configurationand customization, achieve Enterprise E-Bank rapid development and meet customer`spersonalized services need; through the standardization of products and fees,realize EnterpiseE-Bank products into the unified product catalog managemen,product performance andproduct sales index statistics system, strengthen the whole product life cycle management.This thesis combines the current industry situation, analyses the present research situation of development based on the framework of WEB application system in China and abroad.According to the main business of a domestic bank scene, analysis of the business flow chart.Combined with a domestic bank existing information technology architecture, tease out theimplementation scheme, then describe the information service customization and transactionfees deduction in detail.