Middleware-based E-banking Clearing System Research And Design

With the expansion of the banking and promotion of electronic construction,every bank faces the problem that one is thorny: How to guarantee to unite thesecurity of the conduct fund, how to accelerate stepping the turnover of theconduct fund, what a utilization ratio of improving the fund effectively, thusimprove the key competitiveness of the bank. And it is the fund pivot inside thebank that the bank clearing system determined the efficiency of bankelectronization directly.Bank clearing system is a tool of checking to relation of saving and owingthat discharge every fund that produce because of handling and paying settlingaccount and fund. It is that the bank launches the financial intermediary services,an important means to increase business competitiveness. It is basic conditionthat the national financial market is essential too. Every bank clearing system ofour country reforming and construction progressively in recent years, theclearing electronic respect of the means already has development certainly.However, the ones that paid and cleared to the social fund in relative developedmarket economy day by day were required higher, and international competitionpressure of banking, every bank clearing system exist a great deal of enough toorder. So it is all banks of inevitable choices to reform current bank clearingsystem and to build a high-efficient modernization bank clearing system.The purpose of this article studies is to set up owning an ability ofinternational clearing, owning real time, higher efficiency and security clearingthe system. To build up one outstanding bank clearing system, one must own notonly relevant technological knowledge of computer, but also relevant bankprofessional knowledge. Professional knowledge and technological problem thatthis article will be involved are probed into and studied in an all-round way.At first this article will study the development of bank's informationconstruction of our country, and to confirm the state of development of bank's...