Design And Implementation Of The CICS Middleware Bank Account System Based On

With the development of economy, the increasingly fierce competition between financial institutions, banks have started from the traditional assets and liabilities business to profit rate of intermediate business of higher and lower risk. Intermediate business is the customers of commercial banks for collection, payment and other matters entrusted to collect fees for the service. It is a collection of science and technology, electronic intelligence and service quality as one of the modern financial services business. Although China’s commercial banks in recent years in the electronic building faster pace, but the intermediate business of Chinese commercial bank started late, the lack of innovation, need to develop far cannot follow, especially in the computer network, application software development and service function is outstanding. The intermediate business added value is high, the technical requirements of the higher. So how to provide rich, fast, convenient financial service for the customer, is the ultimate goal and requirement of development and application of intermediate business system.At present, power supply, water supply, gas supply and other home phone and closely related to people’s livelihood the charging units are insufficient, charging inconvenient, business outlets urge charge personnel shortage many problems, which led to the charging units often appear the funds advanced slowly, financial accounting is complicated inconvenience operation obstacles. In order to speed up the charging unit funds withdrawal from circulation, and convenient payment users timely payment, by building a standardized and orderly, bank middle business system with high security mechanism, take the bank fee, let the data source and the banks of the charging unit business outlets are connected, and then solve the problem between the management fees unit pricing and customer payment, it is an effective way of.This paper research the bank fee system to solve the problem between the operation of power supply, water supply, gas supply, telephone and charging unit charges and the customer payment way, provides a counter to the automatic deduction, bank card, invoice printing, automatic reconciliation, bill printing, parameter settings, user management, user callable and statistics statements and other functions, the success of the various entities to collect the fees, payment, reminder fees and statistical bills business in front of the bank, the bank completed the payment and charging user fees work unit. System in the concrete implementation, based on CICS, UNIX operating system with high security deployment server operating system, database portability, good compatibility of the Informix database. In the solution of system security through CICS middleware to improve safety program data transmission. Bank CICS middleware is a kind of advanced cooperative application model, CICS can be tightly integrated with DCE, in order to meet the special needs of distributed environment and name service. At the same time, CICS has a very strong background service, file and database system, and on the host system memory, in their resources to facilitate unified management.