Card Transactions An Inter-bank Clearing System Analysis And Design

With the development and the growing competition in the financial markets, customers’ evolving needs of banks to continue to promote the construction of customer-centric development. Bank has taken to improve service quality, to expand the scope of services, reduce operating costs, and so a series of measures. Meanwhile, the use of advanced special equipment, construction has become a rich means of payment Bank one of the means of competition, more and more inter-bank transactions, interbank settlement system becomes increasingly important.The thesis uses software engineering design methods and design procedures, the use of COBOL programming language, JCL job control language, DB2database, batch automation tools to achieve cross-bank bank card system, transaction settlement system. Paper first describes the inter-bank clearing system and Mainframe technology, features and analysis of topics to determine according to their characteristics of object-oriented modeling approach to analyze the system and use the waterfall model is the most developed model of the system. Four different levels of demand on the system requirements analysis, that the business needs, user requirements, functional requirements and non functional requirements. Through the system architecture design, system outline design, detailed design and interface design system to design the system. The smooth realization of the topics in the final of the analysis requirements.Cross-bank card settlement system is the inter-bank trade finance bank card customer accounts, the important system against the clear, on the banks to maintain a balance accounts, balance of financial information is important. The system implements features include: batch file control of the liquidation, the liquidation file format conversion, to generate business reports, backup and clean-up functions, and batch automation features such as breakpoints redo. The system can change the original transactions, increase bank efficiency, and better service bank card customer.