Research On Optimization Of Operational Risk Control Under The Centralized Management Mode Of Baoshang Bank

The improvement of the operation risk control level of commercial Banks is the key factor to measure the development and service quality of the industry.As the domestic each big commercial Banks in terms of business philosophy,management means constantly introducing international advanced technology experience,business process reengineering and operation business centralization become bank operation system important content.In the business of technology upgrading,constantly in commercial Banks in the process of rapid development,the necessity and urgency of the operational risk control is significant,Banks by focusing on work platform to realize the assembly line,effectively improve the efficiency of bank,is the important way to control risk.However,its emergence also provides new risks for operating business.With the reform of centralized management mode,the business process,operation management system and organizational structure of baoshang bank have also changed correspondingly.Just rely on the traditional pattern of risk control has been difficult to cope with existing business operations in the diverse and complex risk issues,plus the baoshang bank operations concentrated reform started relatively late,development degree is not enough mature,constantly promote the centralized management mode of the present,to improve the operational risk control level,is to ensure that the baoshang bank efficiency and safe operation of the necessary measures.Facing new changes under the new situation of operational risk control,the baoshang bank must strengthen the operational risk control of centralized management mode,optimize the innovation risk control means,strengthen the key link of risk control ability,so as to promote sustained,healthy and stable development of operations.At present,baoshang bank continuously optimizes its operating system and increases its adjustment to the business process,and its operational risk also changes accordingly.In this case,I will work their own industry as the research background,the ways of literature is a wide range of collection and analysis,at the same time,through the investigation of evidence method,case analysis,such as to actively explore,will myself in the middle of the MBA in the study of theoretical knowledge into practice,continue to strengthen their grasp of the operational risk control theory,this paper discusses the centralized management mode of operational risk control defects as well as the influence factors,on the basis of the design has the practical value of countermeasures,in order to improve the operational business risk control ability,The operation risk control level of baoshang bank centralized management mode has reached a new level.To baoshang bank under the centralized management mode of the optimization of operational risk control research,the purpose is for operational risk brought by the original authorization model for prevention and control,on the basis of the operational risk control goal as far as possible to control costs,save human resources,improving the quality of service,and concluded a set of effective operation management method,and form the operational risk control strategy,build perfect sound operational risk control system,so as to achieve operational mode from the scattered operation to centralized operation,optimizing the operation even the transition of operational excellence.