Analysis Of The Business Management Process Reengineering Problem Of The Contractor Bank

Speed up the pace of financial reform along with our country economy,dramatic changes have taken place in the environment of bank management,competition is increasingly fierce.Especially the advance of market-oriented interest rate will further narrow spreads,traditional banking credit business profit margins further compression,the rapid development of information technology makes some non-bank payment organizations to participate in market competition,commercial Banks will be more and more fierce competition in the future.Since 2005,under the guidance of the China banking regulatory commission,China banking sector began to explore the process of construction,take the customer as the center to reshape organizational structure,to enhance the efficiency,benefit and strengthen risk control ability.In the process of bank process reengineering,operation management process reengineering is one of the important part of.Through operation process reengineering,domestic and foreign Banks are different degree enhanced their competitiveness.Contractor's bank as regional joint-stock commercial Banks,in the development of its strategic vision is good construction of modernization and internationalization of Banks.In recent years,the bank has always followed \"site fully functional,counter the whole process of operation mode,the disadvantages of this mode is low service efficiency,high operation cost,high risk spread.In the face of fierce market competition,the contractor's bank operation process problems loom large,for a long time,customers on the contractor's bank queued up for a long time,the problem of low efficiency and low quality of service to a western diplomat,reflecting the contractor's bank of the existing operation management process not only difficult to meet customer demand,it is hard to meet the requirements of the contractor's bank strategy development.Through the operation management process reengineering,improve customer experience,improve customer's core competitiveness,it is necessary.To research content,this article is how to build efficient contractor bankoperation management process,improving operation management ability and promote business development,eventually improve enterprise core competitiveness.In this paper,the author in the contractor's bank is engaged in the operation management for many years,has rich working experience in city commercial bank operation management.In this article,the author using a variety of research methods,refer to the commercial bank operation management,process reengineering and relevant documents,analysis by the commercial bank operation management process of the system and mechanism,and carries on the field investigation in minsheng bank,in the end,according to the development trend of modern commercial bank operating in combination with the present situation of the contractor's bank operation management process and disadvantages,this paper puts forward the construction contractor's bank the detailed design of the modern operation management process.