| In June 2013,with the launch of Balance Treasure,the balance premium service and current funds management service of Ant Financial,the mobile Internet of financial enterprises had begun.In just a few years,various financial products apps with high-yield and low-deposit-taking appeared in people's daily life.All major financial companies successively introduced financial apps as the company's Internet portal software,and tried to develop the financial app covering all company's businesses to occupy the market in the shortest time.However,most financial app projects failed before successful development due to various reasons.While some of them also failed in the short time even after the launch.The failure of these software projects was not mostly because of the technology,but the ignorance of risk management in the process of development.While among so many risks,the most prominent ones were especially the progress risk of slow software release to miss the occupation of the market,and the quality risk of a rush in launching software with low quality and constant complaints to the loss of users.This thesis takes the project risk management of financial apps development as the object,and finds out the risk management problems of the financial apps development project in Company A through analyzing the current financial app projects management.While establishing an independently researched and developed project system,and an technical framework with complete separated front and back ends,an operable risk management process is established in an emphasis.Firstly,it is the risk identification of the existing developing process of the financial apps.Considering the characteristics of the identified risks,the risk plans are developed to clarify the staff responsibilities of the risk management team,risk control processes and tools of the risk management.After the specific risks being identified,they are analyzed to provide theoretical data for the risk response.Finally,the response plans are set up according to the priority of risk analysis to avoid and mitigate the risks and monitor the risks.This thesis solidifies the developed risk management content to the development process of software development project and sets up a risk monitoring mechanism to have the regular inspection on the monitoring points set up in the process of project development,and establishes the emergency mechanisms to deal with the new emerging risks.After the new process is applied to the new software,the progress risks of projects are controlled to guarantee the on-time launch of software projects and greatly improved quality of projects.Through the application of this process,and the extend to the development projects of the other apps in the company,the efficiency and level of app development of the company have been improved,which has a certain reference to the risk management of the similar financial app software development projects. |
