The Design And Implementation Of Treasury Management System In Beijing Rural Commercial Bank

The topic of this thesis comes from Beijing Rural Commercial Bank.As a local bank,Beijing Rural Commercial Bank has a lot of branches which are scattered and remote,the cash management workload is also heavy,the business process is very long as well.The low efficiency of treasury management,high labor consumption and long time cost require an urgent solution.In order to solve the above problems,Beijing Rural Commercial Bank constructed the treasury management system to meet its own business needs.Basis of this paper in the domestic and foreign bank vault business information development status,from an overview of the business,the key business process analysis,function demand analysis requirements in terms of treasury management system are analyzed,according to the system requirements analysis results,completion of the Beijing Rural Commercial Bank treasury management system development.In the design process of the whole system,the structure design is adopted to ensure the security,consistency,stability and reliability of the system.Beijing Rural Commercial Bank treasury management system includes the payment of outlets,business outlets money transfer,door-to-door collection and management of ATM,physical transfer,cash the whole point,treasury warehouse management business,function covers the treasury management,can achieve treasury payment transfer money,material management,cash management,warehouse management information.Beijing rural commercial bank every day will deal with large amounts of treasury payment of money transfer business,after the end of the business,the outlets of the complete Renminbi and foreign currency and precious metal packing,scanning,escort the handover,transport,will cash box is handed over to the treasury,in the vaults unpack cards to,and the results published credited to the treasury management system.Business outlets in accordance with the second day business needs to apply for business purposes,currency,ATM coins,etc.,put forward the application for transfer funds,cash center distribution business with cash,to pay the allocation.Vault according to the amount of each dot quota for network packing and RFID tags and cash box binding,at the same time the system linkage core accounting,scanning out of the library.Escort escort company,network scanning receiving box,card to check for unpacking,accounting treatment.In order to facilitate customer deposits,customers can apply online banking,submitted to the home collection booking application,and aggregate payment amount,generate electronic payment order.Vault deployment escort vehicles,door-to-door collection,cash box escort to the Treasury,scan money counts,and in the online banking system to form customer acknowledgement is confirmed by customers.Every day business outlets should check the state of ATM,to maintain the status of.When the balance is too low,make notes plus plans,ATM administrators paid,plus notes.By constructing an efficient treasury management system,Beijing Rural Commercial Bank realized the automatic control of the bank vault allocation process,the reduction of artificial intervention during the allocation process,the reduction of processing controlling and transfer operation simplification with low risk.By establishing the inventory management model,Beijing Rural Commercial Bank strengthened the process of cash register information collection and analysis,in case of the inventory control breakdown.By using the electronic transfer of technology,Beijing Rural Commercial Bank achieved the comprehensive process control,improved the ability to control the operating risk of cash business,in the meanwhile promoted the separation of banking operation and improved the quality of internal and external cash service.