Design And Implementation Of Shenyang Rural Commercial Bank Credit Management System

Since the reform and opening to the outside world,China's economy has witnessed rapid development,and China's financial sector has witnessed a prosperous scene.As the most important enterprise in financial enterprises,banks have expanded their scope of business in recent years.With the continuous expansion of banking business,the difficulty of bank staff is increasing.Among all of the bank's business,loan business is the most complex one.Therefore,the bank loan business must undergo a rigorous check;otherwise,it is easy for some problems to appear.If the examination progress is not serious enough,it is likely to cause great damage to the bank's assets and interests.With the continuous expansion of bank loans,rural commercial bank needs to design and implement a management system to meet the need of the bank itself and to face the fierce competition among banks.This paper implements a loan management system which is suitable for Shenyang rural commercial bank,whose main work is as follows:(1)This paper introduces the research background and significance of loan management system,and introduces the key technologies used in the development of loan management system;(2)According to my work experience in the bank,I analyze and summarize the functional requirements and performance requirements of the loan management system.;(3)The text designs the key modules of the system,such as credit judgment and loan quota management;(4)Design the database of the loan management system,give the key entity table structure of the loan management system,and give the overall E-R diagram.(5)The function modules of loan managenent system are implemented..(6)test the implemented loan management system in detail.By using ASP.NET technology in the bank credit management system,the system uses the popular SQL SERVER as the data base to achieve the functions.The modules that are implemented include loan customer management module,loan management module,loan quota management module,personal credit judgment module,contract management module and system maintenance module.There are innovations in the personal credit management module and the loan quota management module.There are many factors to be considered in the personal credit judgment module.A mathematical model is established and the threshold of the model is estimated.At the same time,the threshold of the model is estimated by the system.The quota management module is flexible,allowing users to add quota of loan quota.The system can evaluate the credit to borrowers,have certain economic benefits to the rural commercial bank.