The Design And Implementation Of The Commercial Bank Agency Fiscal Treasury Electronic Payment Management System

Fiscal treasury payment reform has been practiced for several years.With the continuous deepening of reform,the coverage of reform has been expanded and the financial capital flow has been continuously concentrated.It has effectively improved the ability to pay the financial funds,and the supervision ability and budget.But in the process of reform is also accompanied by the accelerated expansion of the scale of fiscal revenue and expenditure,financial revenue and expenditure projects are increasingly refined and complicated,the workload of related departments doubled.In the traditional capital payment management,the business personnel to be hand-stamped by post,one by one print the certificate,in the financial and the People's Bank,between the daily needs of a large number of paper vouchers and documents,and the need for The duplication of paper documents and electronic data has resulted in the low efficiency and high error rate of the frontline staff.All these problems have severely restricted the development of financial departments and agency banks at all levels,which has become an urgent problem to be solved.In order to improve the payment efficiency of financial funds,to effectively prevent the payment of financial capital risks,to achieve green paperless electronic payment methods to reduce the operating and office costs,to enhance the commercial bank's overall financial management of the status quo,in order to improve the financial management of commercial banks Financial treasury payment efficiency and the use of security and so do a more in-depth study.This paper focuses on how to reduce the operation and management cost of the agent bank,consolidate the security defense line of the financial payment fund,and enhance the management level of the existing agent bank treasury payment management.The system uses J2 EE technology to design the architecture,and uses the key technology of Oracle database and Java to design the database and code,finally realize the electronic treasury payment management system,and finish the research purpose of this paper.The system will be put into operation in the area o f financial treasury payments to achieve remarkable results.First of all,the system will fundamentally improve the efficiency of financial capital operation,followed by greatly reducing the operating costs of the agency's technology,and will further consolidate the financial treasury security line of defense,the final system to enhance the level of fiscal treasury management,to strengthen the budget execution management Monitoring,information analysis reports and other functions to lay a more solid foundation.