Design And Implementation Of National Treasury Intensive Payment System For Commercial Bank

The national treasury intensive payment system of commercial bank refers to a system which records and accounts payment orders come from budging of financial department.National treasury intensive payment system aims to adapt management needs in subtilized and efficiently payment of financial department;On the other hand this system can adapt payment and treasury liquidation requirement in counties and towns and other subordinate financial units diversified environment.The development of this system in order to payment order paperless,manual operation reducing,enhancing national treasury real-time accounting,improving data transfer security and expansion of payment diversity.Firstly,after analyzing of old version system's problems/defects,key technology,main function model and system processes,established the system design goal and principle,and also carried on application practice analysis to the processing design,the database modeling and the non functional requirement.Secondly,this paper introduces new system functions and data requirements and establish distributed application framework based on analyzing of the old version of the commercial bank system in different sub-channels,and modules.Basic data management,accounting management,business card management,collection business and account business management,and other 6 modules are designed during new system analyzing.This paper also puts forward the Entity framework of database,on the Internet bank uses the SOA architecture base on J2 EE,it can solve the problems of cross platform,high performance and strict standards with system developing efficiency,flexibility and platform migration the future.New system is demonstrated by verifying through actual production environment.At last,this paper summarizes the realization process,prospect and new characteristics of this system.At present,this system has been worked on the city national treasury intensive payment projects.Optimizing national treasury intensive payment process,reducing the paper certificates of transfer and operation greatly,finance department and the budget unit also can speed up the approval,achieve daily reckoning,reducing the bank account arrears risk,strengthen the circulation of information flow,enhance the efficiency of business processing and convenient of verifying departmental budget reports or accounts,also provides a effectively platform to expand the sub-town treasury intensive payment business.