Research On The Problem Of Government Purchase Of Large Disease Insurance

In order to solve the problem of high medical cost and heavy burden on the people of the sick people,since 2012,China began to pilot large disease insurance and provide medical security for the residents through the government purchase service.As a public policy,the implementation of the big disease insurance service has reduced the masses of the sick people.The burden of paying large amounts of medical expenses effectively solves the problem of "causing poverty and returning to poverty in the light of illness",which marks the further improvement of our social security system and the concrete implementation of "the thought of the people centered development",which embodies the superiority of the socialist system in China.After about 6 years of exploration and practice,the great disease insurance system has been basically established throughout the country.Up to now,more than about seventeen million people have been compensated.However,due to the imbalance and insufficient problems of regional development,there are still many problems in the government to buy insurance services for large diseases,which restrict the ability of the people to serve the people's livelihood and need to be further improved.This paper first combs the related thoughts and governance experiences of China's big disease insurance.Through the literature research and induction,empirical investigation and other methods,this paper analyzes the current government procurement services in the government purchase of large disease insurance services is not scientific,the lack of supporting policy constraints service effect,the weak market base weak efficiency is not high The problem of the supply of serious illness insurance services is affected by the content of the guarantee,the imbalance of policy areas,and the disunity.On the basis of the experience of large disease insurance in the medical insurance system of European and American and other countries,and on the basis of the domestic "Taicang model" and other governments' experience in the purchase of large disease insurance,this paper puts forward the purchasing mode of improving the insurance service for major diseases,perfect the top layer design of the insurance system for major diseases,and improve the overall level of the overall disease insurance and the establishment of a public health insurance system.Private partnership mechanism and other suggestions and suggestions to solve the problem of low efficiency in the government purchase of large disease insurance services,improve the performance of the government public finance,give full play to the role of the disease insurance system,promote the health China strategy to be practical,and effectively improve the ability to serve the people's livelihood.