Research On Internal Control Of The Centralized Operations Mode In H Bank

With the rapid development of the global financial industry and the financial market demand, commercial banks are reengineering and establishing the centralized operation mode.This operation mode which can reduce operating costs and improve operational efficiency should control risks effectively. To provide the high quality service and improve the core competitiveness of commercial banks, this mode become the main direction of reform in the commercial banks operation. Howerver under the reform of bank’s operating mode environment,the risk of traditional bank have become concentrated from the new operation model. As a result,this model increase the probability of bank risks.Once it happen,there are huge blow to the bank. So how to perfect the internal control and establish an effective internal control system under the new mode, it has become the most realistic significant subject.First of all, this article introduce the theory of "separating the front business from the background,concentrate the background",and analysis the defination of the background concentration.By researching commercial banks’ internal control system,we can get the new situation as well as the centralized operation measures which are taken.Secondly, based on the research of the H bank’s centralized operation mode, this article mainly introduce the development of H bank and concentration operation platform.By analysising the advantage of the concentration of H bank operation,it has introduced the internal control model of H bank concentration background,and pointed out the mode existing problems of the H bank’s operating concentration.Finally, this article puts forward the suggestions in view of the H bank internal control problems, from the perspective of strengthening the staff professional training, and manage the bank account, and centralized operation in the matter of control and afterwards supervision, and perfect the safety management as well as the inspection mechanism.At the end of the article,I make the conclusion and outlook on the concentration operation mode.It reforms the commercial banks’centralized operation mode is the path of development of commercial bank.At the same time improving the internal control system is the guarantee of the safe and stable operation of commercial Banks in China.Therefore, around the problems of the new mode on commercial bank internal control system, the improved measures has put forward in this article the are of great realistic significance.