Design And Implementation Of Personal Banking Credit Management System Based On Web Architecture

In recent years,with economic development and the improvement of people's incomes,in the daily activity of people eager to obtain bank credit to help,and major commercial banks are willing to give our customers(in particular some excellent customer)provides personal loans and business services.But because consumer credit business in China for a short time,so urgent improvement of Bank personal loan process simplified consumer credit business,using modern management concepts normative credit flow,Flock management system of personal loans.Through the establishment of personal credit system and implementation,strengthen the efficiency of staff at all levels,to avoid credit risks,analyze the advantages and disadvantages of the current credit,access to credit the benign development of business,so this study based on a bank's personal loans business requirements,design and implement personal credit system,featuring the following:First,according to a bank's business to determine the system's development goals,based on the detailed analysis of business requirements of the consumer credit,today's popular B/S software architecture as a personal credit system of software structure,which not only reduce the burden on users of the system,increase the flexibility and versatility of the system,and be able to later system upgrades and maintenance work to bring great convenience.Then a detailed design of the system,according to business content functional systems for credit and loan management,credit management,file management,credit management,business statistics and analysis and main functional modules such as system maintenance.Then on system of business function for has oriented object of design,used UML built die tool Power Design on system of main class and the class object for design,and used entity relationship figure method analysis has main data content,again built die design out main entity between of logic relationship,and logic relationship content generated actual of database structure,last using J2 EE programming tool development and achieved has personal credit management system.The system has passed the full testing process at present,a full range of functional test cases,all modules comply with the design requirements,performance requirements and design of online users has reached more than 400 goals.Then put into actual operation of the system,and found not only from practical applications can greatly improve the efficiency of banking sector,strengthening collaboration between departments,and simplify business processes,implement scientific and information management for business functions,meet the initial system design objectives.It can be argued that the functions of the system to achieve reasonable,effective,and can meet the actual needs of the consumer credit business.