Provident Fund Loans To Individuals System Design And Implementation

Housing loan of housing accumulation fund of housing accumulation fund is for funding sources, to capture puts housing accumulation fund employee orientation for the purchase of the housing loan of housing consumption. With the loan of individual housing accumulation fund of government support, personal use accumulation fund loan in the informatization construction, increasing work, Use modern information technology, business affairs and auxiliary center, information sharing center, working efficiency, improve work efficiency, coordination and management. Based on the basic data management information query and take, and analysis of individual housing accumulation fund loan information management of overall, timely and effective supervision, improve the management science and technology content, lower operating costs, improve the management efficiency and management center.In order to adapt to the requirements of the informatization of personal loan of housing accumulation fund, the personal loan system, main functions and reimbursement loan management includes two business management, realizing the following functions:1,Through the development and the management subsystem of loan business personnel can complete live through this function, and personal loan of housing accumulation fund; Draft housing accumulation fund loan risk management measures, to ensure collection, preservation, assets, Responsible for housing accumulation fund loan business of administrative litigation, Responsible for file management of loans; Responsible to undertake fund personal loan business financial institutions related business management, guidance and supervision, etc.2,Through the development of the management subsystem of reimbursement, make the business personnel can deal with formalities of bad debt cancel after verification; Print table, and according to the monthly overdue loans for overdue loan management system for collection work; At the beginning of every month to month, to the bank that issues, supervise and check, etc. Function.Firstly, the development of the system hardware and software environment are expounded, Housing system of housing accumulation fund, focus on the needs of standard procedures, design, code, test examples, Finally, according to the work done.After several months of design, development and testing, has been basically achieved housing accumulation fund of housing system function, make housing loans to individuals management ability to be further improved.