The Design And Implementation Of Bank Personal Loan Management System

The increasing of personal loan business demand in bank makes the existingpersonal loan management system expose some problems. How to achieve thecollaboration among different hardware platform, network environment, database, it isthe problem that needs to solve in current banking business system. This thesis aims toachieve a good portability and expansibility personal loan management system by usingthe current popular Java technology, combined with the corresponding softwareframework.The situation of the research topic is discussed in the thesis, the relevanttechnology framework of J2EE is introduced; Secondly, based on the user’ needs, theapproval procedure and accounting work of loan is analyzed in detail; Again, thedevelopment process of the system is discussed in detail, the function development ofthe personal loan business segments is focused on, and the online trading model,communication module design, and exception handling of system is expounded in detail;Finally, the process analysis of function test and performance testing process is given.The bank personal loan management system is researched in the thesis, based on thepopular J2EE technology; the struts framework is adopted, the multilayer architecture isadopted as the system structure, the main business of the system includes the cycles ofbefore borrowing management, loan management, after borrowing management, etc, themodules of customer management, loan application, quota management, loanmodification, the comprehensive statistics inquiry, system management are realized.Because the multi-layer system architecture is adopted in the thesis, the personalloan management system of J2EE has the advantages of good openness, high safety,strong expansibility and portability, etc. At present, the personal loan managementsystem has been functioned in Agricultural Bank Of China, and the desired effect hasbeen obtained.