Design And Implementation Of Personal Loan Management System Of Bank Of Huludao

With the development of market economy, the contacts between individuals or affiliated enterprises and banks increased and bank lending will be further increased.But the tranditional loan business needs complex procedures which are inconvenient to customers, and even some customers give up the loan because of the procedure.Traditionaly, if you want to apply for a loan, you first need to understand the relevant provisions of bank and loan conditions, and then you need to prepare the needed materials and wait for a long time. The customer may need serveral trips to the bank to supplement or modify the information. On the other hand, even if the customer gets the loan, they are not very clear about the start time of repayment and the plan. The loan checking prodecures is very complex. Firstly, the bank staff enters the applyment information into the system and then the information is checked and verified step by step. The customers do not know the status of the loan and only need to wait for the reply. In recent years, the development of information system technology is very mature and the Internet has been very popular, so a lot of tedious work can be done by computer. For example, online shoping and online booking have already been accepted.So the implementment of the bank loan management system to enable customers complete the online loan is necessary.The author combines his own experience in Huludao bank and knowledge of software engineering to design and implement the bank loan management system. The customes can not only apply loan online but regeister the mortgage and check the repayment plan in detail, meanwhile the banks eliminate the tedious entry work. The checking of loan becomes electronic and process-oriented to further improve the efficientcy of the banks and provide customers with better service. The main work is as follows:1. Research the processes of bank loans and loans implementation methodology ofbanks home and abroad. Analyze the information system about bank loans and summarize the advantages and disadvantages of each system to find ways for the subject.2. Analyze the customer’s loan application process and the bank loan approval process to complete the system functional requirments analysis, meanwhile complete the overall design and database design.3. Divide the system functional modules based on the software engineering knowledge. Design and implement each module and test the system in functionality,performance and compatibility.4. Read the relevant technical books and learn J2 EE technologies, including HTML and CSS, Servlet and Struts2 and JDBC.