Design Of Overall Architecture Of Mobile Unified Payment System

With the development of mobile communication technology,the electronic payment becomes the essential way of payment in people's daily life.Mobile payment,with its ubiquitous convenience,helps continuously save the cost of payment,and also greatly improve the efficiency of the payment,which brings much convenience to people's life.In this paper,the overall architecture of the unified mobile payment platform is designed.At the same time,we design the overall system functions and architecture of mobile unified payment platform.The core requirements of mobile unified payment platform include contract and termination,payment,checking of contract and termination,reconciliation and settlement.The platform is designed and employed to solve the key technologies including system expansion,system reliability,system compatibility,system security and data consistency technology.According to the core requirements of the unified payment platform,the main function modules of the unified payment platform include the platform operation management subsystem,the online banking subsystem and the supporting subsystem.Correspondingly,the system's main business process includes the contract and termination part and the payment and refund part.The contract and termination part consists of such business logic process as the signing of business launched by hall,website-launched signing,signing launched through bank channels,vice number association and the vice number termination started by vice number.Part of payment and refund is made up of signing and payment through mobile channels,bulk deductions,non-signing online banking payment,mobile-initiated refund and other business processes.At the same time,this paper describes the implementation of the platform,designing and implementing the network topology and the internal and external interfaces of the platform.The paper also mainly realizes the network scheme,IP address division,the bank interface,internal interface and so on.