Based On J2ME Cell Phone Mobile Payment Application Research

Mobile payment .which was implemented by mobile device with wireless method , is a new payment way, which was result of wireless communication and wireless internet and people' s demands. It is a next generation main payment way. Mobile payment principle was that personal mobile phone completed the transaction payment process by virtue of mobile phone connected internet .The transaction data was transited by visiting the internet or sending short message. The main advantage of mobile payment was flexible, convenient , short transaction time and saved come-and-go time compared the traditional payment method.Mobile payment application was mainly micro-payment at home and overseas, macro-payment of mobile payment is the hot research topic at the present. How to solve the security of the micro-mobile payment and establish the mobile system framework of all mobile payment participators satisfaction .which maximized their benefits respective .are the urgent hot research theme.This dissertation dissertated their advantage and shortcoming of both the traditional payment and the mobile payment. Based-on the application research situation of mobile payment at home and aboard and society demands of mobile payment , we concluded that mobile payment was next generation payment method , at the same time , pointed out that it was not the placement of the traditional payment method but extends and strengthening. This paper also studied the implementation technique ,system framework ,industry chains , running mode and payment method of mobile payment. Based-on mobile phone popularization and high security framework of J2ME , this paper carefully investigate based-on J2ME mobile phone mobile payment framework and payment security. Over above studies .this paper put forward a newbased-on J2ME mobile phone payment system framework , and implemented whole architecture design, development environment deployment, system implemented technology and parts of key code. The work of this paper will promote development and completion of mobile payment.