Study On The Current Situation And The Countermeasure Of Credit Archives Construction In College Students

Credit archives of university students is college students in the learning life of credit voucher record, it records credit behavior of college students, improve credit consciousness of college students has a positive role. For students to establish a personal credit file is not only an important link in improving the personal credit system in our country, but also provide important measures of the personal qualities of the college students. First analysis the concept and characteristics of credit files, and points out that our country currently established college students personal credit files, secondly on the basis of investigation and analysis, it is concluded that the present situation of college students personal credit archives establishment as well as the existing problems. Finally, and according to the results obtained by questionnaire analysis, and puts forward solutions for the principle of the credit archives of the research. In order to provide reference for the establishment of personal credit files of College students.The first chapter elaborated our country to establish the significance of this topic on the status of personal credit archives and Countermeasures of college students, and reviews the domestic and foreign scholars for the establishment of the research status of college students personal credit files, summarized the establishment of college students personal credit files of research, and the research content, innovation and research programs is described.The second chapter introduces the related concepts of credit files, establish the reasons and contents of College Students’ personal credit files.The third chapter from the credit archives of university students questionnaire of through the analysis of the survey results, draws a conclusion that the current problems in China’s construction of college students credit fileIn the fourth chapter, through the analysis of the survey results, in view of the problems existing in the construction of college students credit file, and puts forward the corresponding solutions.The fifth chapter has made a summary, summarizes the problems existing in the research process and prospects for the future.