| With China entering WTO, the fields of Chinese economy and finance have gradually become international. Meanwhile economic and financial giants from various other countries have entered the Chinese market. Because of the limitation of computer technology and software development technology, traditional bank businesses in credit management are always carried out in the form of semi artificial processing. Under such circumstance, there exist various kinds of problems in the bank credit business management systems developed at that time. Apparently such processing method of semi artificial could no longer suit the credit business information management with complicated and large business amount, and a bank credit management information system with higher effectiveness and performance is in great needs to accomplish the credit business processing with complicated business.The bank credit management information system is analyzed in this article, which is consisted of six modules including client information management module, credit application management module, investigation and assessment management module, credit audit management module, credit division management module and post-credit management module. All these modules could satisfy various kinds of fundamental requirements of information operation of bank credit business. In this article, firstly the development background and significance of bank credit management information system would be briefly introduced. Then the main content of system development and primary works carried out by writer would be discussed with introduction of structure arrangement of the article. The bank credit business information management would be further investigated for analyzing the practicality of system development under the current background of technology and bank credit business development as well as introducing the non-functional and functional requirements that users have on the bank credit management information system. Based on such fundamental, the design process of the bank credit management information system would be explained in detail including the design of system structure, system module functional structure and database. Eventually, the article would summarize the works operated and consequences achieved in the development of the system, and make further arrangements for the following system development work.The article would operate analysis and design of the bank credit management information system and make solid fundamental for the system realization, which would effectively improve the information level of bank credit business management, decrease the working load of bank credit workers, and avoid unnecessary losses resulted from artificial process in the operation process of bank credit business. |
