The Design And Implementation Of CNPC Credit Management System

Chinese National Petroleum Corporation is the largest energy companies and well-known international energy company, its business scope covers engineering, petroleum engineering construction, petroleum equipment manufacturing, financial services, the development of new energy and other fields. With the pace of economic globalization, the oil group with the world's trade exchanges are becoming increasingly frequent, the volume of trade increased year by year. International trade settlement is mainly used in three ways: wire transfer(T/T), collection(Collection) and letter of credit(L/C). Because of the participation of the credibility of the bank, making the settlement process more secure and reliable, the group's letter of credit settlement accounting for an increase year by year, has accounted for more than 75% of the group's international trade settlement. In addition, the international trade competitive bidding, the signing of the contract requires the company to provide a variety of bank guarantees, and therefore the group's credit and guarantees, such as credit or credit class of business management volume increased year by year.In order to effectively control the trade and settlement risk, the group set up headquarters for credit centralized approval for the group of bank credit business, credit unified contract,although the introduction of a large number of offices of the Bank of international settlement of experts to conduct a comprehensive audit of the credit business, credit risk overall control,but the traditional manual management mode, low efficiency, data sharing poor data quality,credit and credit business are in favor of "head", for the follow-up management and business lines are somewhat weak. Therefore, the group decided to build a set of business management to meet their own requirements, to address the day-to-day management of pain points of the information system, to further enhance the management level, more sophisticated management and control of operational risks.Based on the analysis of the management group of pain points, and then combing the management status of company and business processes for the detailed demand analysis, the function planning system overall design, detailed design of system function, implementation details are introduced, finally the test process and the implementation process of the system to make a comprehensive explanation.Application integrated credit management system, can be very good to meet the management needs of the growing business group, the overall level of risk management to enhance the corporation more effectively, do the whole process of real-time monitoring ofcredit and credit business, the credit line group can become fully effective use, enhance the convenience of trade settlement to the service, key role for enterprises in international trade development.