Design And Implementation Of Commercial Bank Customer Credit Management System Based On B/S Architecture

Among the many businesses,the credit business is the main source of profit for major commercial banks,and it has become the main business of major banks.The traditional mechanism is characterized by cumbersome processes and long operating cycles,so the efficiency of business processing is very low,and the risk of credit is relatively high.The performance of the credit business directly affects the performance of the bank,so this method has seriously restricted the development of the credit business.For banks,it is very meaningful to develop a credit management system to realize the scientific management of credit business,thereby improving the efficiency of credit business processing and effectively reducing credit risk.Therefore,this paper mainly studies the bank credit management system.Firstly,this paper studies the research background of this topic,clarifies the significance of this research,and analyzes the current research situation at home and abroad.Then,it introduces the theories and key technologies related to s ystem development,including the overview of bank credit management,J2 EE technology,B/S technology,MVC design pattern,Struts framework,UML modeling,Oracle database technology,etc.Furthermore,the requirements of the system are analyzed,including functional,performance and feasibility analysis,and the functional modules of the system are determined,mainly including: customer information management,loan application and approval management,loan issuance management and post-loan management.After that,the design and implementation of the functional modules of the system are introduced in detail.Finally,the system is tested in detail to verify that the system can achieve the expected functional and performance requirements.The whole system is mainly implemented by B/S architecture.Based on J2 EE architecture,MVC design pattern and Oracle database technology,the design and implementation of the whole system function is completed,which effectively guarantees the security of the system.In the application process,the designed system greatly improves the efficiency of bank credit business,provides decision support for bank management personnel,facilitates bank customers to handle credit business,and achieves the purpose of system development.