Qingdao City Commercial Bank To Fully Fund The Integrated Management System Design And Implementation

Along with the development of commercial bank management, management modernization and scientific decision-making has become an important means of competition in banks. Full capital management business as the core business of banks is very important. Capital risk and capital operation level has penetrated into every item lending business of bank now, which is seriously influencing the capacity for sustainable development of the bank. Capital management is the most important business of commercial bank, and is also one of the most complicated, difficult financial services for management and decision-making.Full capital management, as a kind of new mode of capital management, applies the internal transfer price into the capital management field of commercial bank, and concentrates, classifies all the capital sources and applications, comparing with existing mode, is more helpful to facilitate the harmonization of capital operational safety, liquidity and profitability, and guide the coordinated development of business in scale, speed, quality and efficiency. It representates the direction of modern management development of commercial bank. According to the demand of the capital management system reform, commercial banks in Qingdao at present, with primary branch as the main body, executes full capital management mode in jurisdiction of every primary branch.Though the analysis and research to full capital integrated management system of several commercial banks, combed with actual project developing experience, the thesis applies object-oriented analysis method to analyze the functional requirements and non-functional requirements of the system, with unified modeling language (UML) as the description language for analysis and design, and use cases and case diagram form to detail the system requirment. Then, we design the system architecture, first propose system design goals and principles according to system requirements, and then design from the technical framework and functional architecture respectively. Finally, each subsystem is introduced on the basis of detailed design. This system play a positive role in the capital management in bank, can help banks enhances system security and data management ability, and effectively preventing capital risk. Capital management system includeing the design ideas and technology has had a successful implementation commercial banks in Qingdao city. Commercial banks put full capital management business as the important pointcut of the further implementation of strategy transformation; promote the reform, the outcome is effective.