The Design And Implementation Of The Capital Management System For Shandong Branch Of The Agricultural Bank Of China

Capital management is the most important commercial banking operations, the most complicated management and decision-making, the most difficult one of the financial business. Therefore, it is necessary to construct an informationization platform of capital management which could fully reflect the operations of funds, monitor the real-time changes in the structure of assets and liabilities, implement the capital management policy quickly, effective guard against financial risks. Through the implementation of advanced capital management system will help Shandong Agricultural Bank to achieve the following goal: Changing business philosophy, promoting entire bank business strategy reforming; stimulating business vitality, accelerating the effective development; optimizing the debt structure, controlling rising costs; improving asset structure, raising the level of benefits. Promoting the stable development of business, establishing a good image of the external commercial banks; precise management of the capital, effectively controlling of the liquidity risk; adapting to the needs of market interest rates, increasing product pricing, expanding application areas, improving the assessment mechanism. This paper analyzes the requirement, management flow, designs and implements a Capital Management for Bank System (BCMS).Firstly, this paper bases on the discussing of Capital Management for Bank System, analyses the functional and non-functional requirement through Object-Oriented Analysis method. UML is used as description language to describe particularly the system requirement with use case scene description and use case.According to the requirement analyzing, this paper gives the system architecture design. Based on the system requirements, this paper puts up the system design goals and principles, and then separately discusses the technology and functional structures. In the functional structure, this paper discusses the composition of each part, and finally puts up a function structure drawing. And detailed designs to the capital allocation subsystem and the denominating capital subsystem. First of all module design has been described, and in accordance with GRASP patterns to modeling, By using the use case scene description and the use case from system requirement, he detailed design of the two subsystems.At last, based on the detailed design, this paper introduces each parts' implementation, And emphasizes the realization of the denominating capital subsystem and capital allocation subsystem. This paper carries out report's function.Has contained the above design concept and the technical BCMS already obtained the successful implementation in the Shandong Province agricultural bank, rely on this, will the full implementation of in-depth fund management business as a strategic transformation of one of the important measures to comprehensively promote the reform. Overall progress smoothly and significant effect. Practice has proved that the success of the system to meet the needs of the Shandong Agricultural Bank and technical requirements.How to use the existing hardware and the software resources, mining the system potential, optimize the system further is the key point which next step works.