Study On The Credit Business Process Reengineering Of The Bank Of China Guizhou Branch

With the development of the economical and financial reform, the environment of Chinese commercial banks has changed greatly. Inter-bank's competition becomes keener and keener. Especially after China's entrance into WTO, the commercial banks of China will face the most severe pressure and challenge in the field of market,customer and talented persons etc. The commercial banks should change management ideas when considering Strategy of development. They should regard clients as core to set up a new kind of operation model and implement bank restructure engineering.Firstly, the article has introduced the research background and the meaning of bank reengineering, analyzed the theory of BPR. Then it introduces the basic state of development of the Bank of China Guizhou Branch,describes the current situation, analyses the problem in BPR of the Bank of China Guizhou Branch especially. By analyzing macroscopic environment, trade situation and internal environment, it draws a conclusion that it is urgent in the Bank of China Guizhou Branch to implement BPR. Then, this article use principles and methods of BPR to analyze and research the key business process of the Bank of China Guizhou Branch and construct the scheme of BPR. Finally, the article appraises the scheme of the BPR of the Bank of China Guizhou Branch. At last, this article gives a brief analysis from the organizational structure aspect, puts forward the thought to the Bank of China Guizhou Branch's establishing new organizational structure and analyzes further from matched system, corporate culture, employee'quality, etc. and supplies guarantee to the successfully carrying out of the Bank of China Guizhou Branch's BPR.This article takes the Bank of China Guizhou Branch as background and gives the normative and positive study on the reforming phenomenon of bank BPR, and the goal is to explore the general regular logic, then tries to set up an analysis system for the bank BPR, designs a new credit business process, solves the practical problem that the existing business process can't satisfy the demands of consumers, thus makes clear for the basic design thought of bank BPR, and the aim is to supply some assistance to improve the Bank of China Guizhou Branch's operating efficiency and comprehensive competition for the Bank of China Guizhou Branch's comprehensive reform, hoping to offer the countermeasure and suggestion worth consulting to the commercial banking BPR of our country.