| As to the commercial bank's personal financial operations, there are several characters,including;large amounts of accounts, high requirement of response efficiency,great capability of parallel running,big and strict standard of customer information security.Therefore,for improving the kernel competitive ability entirely,it becomes very important to build rational OLTP architecture in all fields of the operation.1,Rational OLTP architecture can improve the processing speed, simply the processing procedure,control the managing risk effetely.It will be helpful for the commercial bank's increase their management benefit and hold initiative in the market competition.2,Rational OLTP architecture can improve the system's security and stability,improve the commercial bank's fame in the society,build up the customer's confidence to the commercial bank,cultivate and absorb plenty of clients,contest the personal finance operation market,and achieve most commerce profit.Therefore,this paper focuses on the four main issues;how to assure the throughput capacity and response speed of the online transaction processing,how to improve its reliability and safeguard the recovery ability when encountering the software and hardware failures,how to develop the rational private financial planning products to occupy the market.The research work of this paper includes;1.the relationship between OLTP and CICS;2.the relaionship of the banking DB2 database,CICS and DB2;3.Introduction of the private financial planning products.And the main contents are as follows;1.The definition of OLTP and its designing idea.OLTP is the interactive realtime operation made between the user terminal and the computer as well as other resourses.,used by the companys to caryy out the data exchange and prcessing between the companies and the individuals.A OLTP system has the property of ACID;Atomicity,Consistency,Isolation and Durability.2.Introduce and analyze the main components of Parallel Sysplex; online platform(CICS)and database(DB2).CICS is a kind of remote transaction processing monitor software,and it's the most popular transaction management system of IBM.Under the control of CICS, a online processing environment is set up with the combined function of task,transaction and program.The paper make a detailed introducition of the system monitoring funtion,communication and recovery capabilty of CICS.DB2 is a large relation database,which is one of the most widely used databases.With a variaty of properties,DB2 is aiso a powful database.The paper mainly introduce its data sharing function.3.Introduce the important component of the private financial planning system——the private financial produts,focuing on the design of the products. |