Research On Rural Finance Poverty Alleviation In Hukou County Of Jiangxi Province Under The Background Of Comprehensively

With the end of 2020,the remaining 52 impoverished counties across the country have achieved poverty alleviation,basically eliminated absolute poverty,provided basic protection for the poor,and the rural outlook has also undergone tremendous changes.After this,how to ensure the effective continuation of the results of poverty alleviation is an important direction and goal for future development.Therefore,at the end of 2020,the national “agriculture,rural areas and farmers”work conference clearly pointed out that after the poverty alleviation goal is achieved,it will continue to promote the further deepening of poverty alleviation work.In this way,a five-year transition period will be implemented to ensure that the people who have been lifted out of poverty can be stably lifted out of poverty.At the same time,in 2021,we will continue to promote the "Four Nos",that is,the policy of removing the hat and not taking responsibility,removing the hat and not taking off the policy,removing the hat and not taking off assistance,and not removing the hat and not taking off supervision.Therefore,financial poverty alleviation has also entered a new stage driven by the task of rural revitalization.With the issuance of the No.1 Central Document in 2021,we will focus on three rural issues for 18 consecutive years and further deepen rural financial reforms.Emphasize the role of monetary policy tools such as deposit reserve,rediscount and re-lending,increase support for county legal person institutions and county unincorporated financial institutions,and promote grassroots financial institutions to return to the original source of serving agriculture,rural areas and farmers.Further support financial institutions,especially banks and financial institutions,to set up branches in rural areas.Steadily promote the gradual growth of county-level rural financial institutions with rural commercial banks as the mainstay,urge financial institutions to improve internal governance,and strengthen the supervision of supervisory departments.During the 14 th Five-Year Plan period,a sharing mechanism covering the county’s agricultural credit data will be established to improve the credit system of agricultural business entities.Actively promote rural inclusive finance and vigorously develop other forms of loan business such as small credit loans for rural households.Encourage various financial institutions to actively innovate,develop new financial products in the areas of agriculture,rural areas and farmers,and increase loan lines and convenience.Increase investment in infrastructure and strengthen evaluation indicators for agricultural credit guarantees,thereby increasing the scale of credit.Improve the local agricultural insurance system,extend the insurance of special agricultural products to the entire agricultural sector,and give play to the huge role of insurance in serving the development of agriculture,rural areas and farmers.Therefore,on the basis of completing poverty alleviation,further research on a more practical financial poverty alleviation model has become a powerful starting point for deepening poverty alleviation under the background of comprehensively promoting rural revitalization.In recent years,the Hukou County Government has stepped up its efforts to implement poverty alleviation policies and actively explored a model that combines finance and poverty alleviation.Therefore,this paper takes Hukou County as a specific case,collects and sorts out the problems and difficulties faced by financial poverty alleviation in the context of rural revitalization through literature research and field investigation,and applies questionnaire surveys,and analyzes the shortcomings of financial poverty alleviation in Hukou County.,And draw lessons from the practical experience of other places,and put forward countermeasures suitable for local reality.