Research On China's Shadow Banking Government Supervision Issues

China's shadow banking has a short history of development,but its scale has grown rapidly.It has played an active role in enriching product investment,broadening financing channels,and promoting the development of financial markets.At the same time,its potential risks are becoming increasingly prominent,and the introduction of relevant laws and regulations by government regulatory agencies often lags behind the development of shadow banking,presenting a passive chasing supervision situation,and many problems have yet to be resolved in the supervision process.In this context,how to solve the problems of China's shadow banking government supervision,reduce the risks of shadow banking,promote the healthy development of shadow banking,and improve the efficiency of government supervision has great significance.This article focuses on the topic of research on China's shadow banking government supervision.Through combing the relevant literature and combining the actual situation,found that the current shadow banking government supervision has a lagging regulatory system,an incomplete coordination mechanism between supervisors,and an unsatisfactory use of financial technology,lack of information disclosure system,lack of guidance for shadow banking,insufficient risk management,and lack of protection of the rights and interests of shadow banking consumers.By constructing the evolutionary game model of the shadow banking government supervision department for empirical analysis,and using the Matlab R2016 a software for numerical simulation,get conclusion that the probability of shadow banking choosing a compliant business strategy increases with the gains from compliant operations and the increase in rewards and punishments from government regulatory agencies,and the probability that the government regulatory agency chooses a strict regulatory strategy decreases with the increase in the cost of strict supervision.Shadow banking's operating income,operating costs,government regulatory agencies' incentives and penalties for shadow banking,and government regulatory agencies' costs are important factors that affect the strategic choices of shadow banking and government regulatory agencies.Based on these influencing factors,puts forward six suggestions to solve the problem of China's shadow banking government supervision are to improve the laws and regulations on government supervision of shadow banking,reduce government supervision costs,improve supervision efficiency,guide shadow banking to operate in compliance,reduce systemic financial risks,strengthen the protection of financial consumers' rights and interests,and strengthen International regulatory cooperation.