Research On Financial Centralized Management Of HT Property Insurance Liaoning Branch

In recent years,with the rapid development of China's economy,people's income level has also been greatly improved,and the acceptance of insurance has also been greatly improved compared with the previous,which provides a favorable opportunity for the expansion of the insurance market.China's insurance industry has undergone rapid development,in the scale as well as the influence of the area has made great progress.The traditional financial management model can no longer meet the management needs of the current insurance companies.The geographical location of each branch of the insurance companies in different parts of the country is scattered,and the organizations have multiple and complex structures Centralized financial management can improve the efficiency of financial management and reduce financial risks.However,many companies still have many deficiencies in financial centralized management.Through the research and analysis of financial centralized management,this paper can not only help solve the problems of corporate financial centralized management It can also provide valuable experience for the financial management of Insurance Company.This paper first introduces the background,research status and related theories of financial centralized management,summarizes the meaning,objectives and three models of financial centralized management.Combined with the environment of financial centralized management in insurance industry,this paper takes the Liaoning branch of HT Financial Insurance Company as an example to carry out a comprehensive study on its financial centralized management.After introducing the basic situation of HT financial insurance company in Liaoning Province,this paper analyzes the financial centralized management of HT financial insurance company in Liaoning Province It is mainly reflected in three aspects,namely,the higher operating expenses,the lack of management at different levels and the lack of comprehensive control over funds The main causes of these problems are the imperfect system,the insufficient reserve of financial professionals,the decentralization of management caused by the division of districts,the ineffectiveness of assessment and evaluation,the insufficiency of the function of financial system,and the ineffectiveness of audit supervision.In this paper,the problems of financial centralized management of HT Financial Insurance Liaoning Branch are discussed,and the optimization plan with Operability and related supporting measures are put forward.At last,the author summarizes the experience and inspiration of financial centralized management,hoping that this paper can provide some inspiration for the insurance industry.