Investigation Report On The Application Of Artificial Intelligence In The Insurance Business Of Jiangxi Ping'an Insurance Company

At present,China has become one of the centers of global artificial intelligence development.At the same time,with the gradual improvement of people's demand level,the demand for insurance is developing in a diversified and personalized direction.Correspondingly,the traditional business model of the insurance industry and the launch of new products are bound to be customized.The direction of development and intelligence.Today,as the risk of underwriting is becoming more complex and diverse,and the speed of risk variability is accelerating,the new characteristics of risk require the insurance industry to strengthen the control of risks with new thinking and new technologies.Only insurance companies can adopt higher technology models.Innovation,product innovation,service innovation and other means can seek their own path of continuous development and growth.Jiangxi's insurance industry,as a rising star with rapid growth in development potential,has already followed the pace of the national insurance industry.It has been vigorously developing and applying artificial intelligence,seeking new developments,especially as one of the three major giants in Jiangxi's insurance industry.The insurance relies on the advantage platform of Ping An Technology to realize the early realization,early investment and early benefit in the development and application of artificial intelligence,and has achieved good results.However,there are still many problems in the application of artificial intelligence in the insurance business of Jiangxi Ping An Property & Casualty Co.,Ltd.,such as the constraints of the company's own business,the self-discipline of artificial intelligence development,information security risks and insurance supervision issues.Therefore,further improve Jiangxi Ping An Property Insurance.The use of artificial intelligence in insurance business is extremely important.This paper attempts to achieve the following objectives through research: First,a comprehensive understanding of the use of artificial intelligence in the Ping An property and casualty insurance business in Jiangxi,especially the shortcomings in the use of artificial intelligence,and on this basis,put forward corresponding improvement measures,in order to ensure peace in Jiangxi The insurance business of the property and casualty insurance company provides a valuable reference for further expanding the use of artificial intelligence.Secondly,it provides an in-depth understanding of the actual needs of consumers for the use of artificial intelligence,and at the same time makes use of the business platform of Jiangxi Ping An Property & Casualty Co.,Ltd.to make insurance consumers more convenient and convenient.In the end,Jiangxi Ping An Property & Casualty Co.,Ltd.was the research object,and hoped to discover and master the advantages and disadvantages,constraints and development trends of artificial intelligence application of property and casualty insurance companies by dissecting small sparrows and small and big ways.This is the artificial intelligence application ability and application level of Jiangxi Pingan Property Insurance Co.,Ltd.,which can be used in the forefront of the province and even the whole country.The above research ideas and research results form the six main parts of this research report.The specific contents of each part are as follows:The first part is the introduction part,which mainly describes the background,purpose and significance of the research;the main content and main structure of the research report,the process of research implementation and the innovation and inadequacy of this article.The second part is the analysis of the importance of artificial intelligence in the insurance business of Jiangxi Ping An Property & Casualty Co.,Ltd.This part will explain the importance of artificial intelligence applied to property insurance business from three perspectives inside and outside the insurance industry and consumers as third parties,with particular emphasis on the analysis of the role of artificial intelligence in promoting the development of property insurance companies.The third part analyzes the use of artificial intelligence in the Ping An property and casualty insurance business in Jiangxi.It mainly includes the current situation of using artificial intelligence in the Ping An property and casualty insurance business in Jiangxi Province and the analysis of problems in the application of artificial intelligence.Among them,the analysis of the status quo focuses on the process and field of artificial intelligence in the property insurance business,the premium income,the usage rate and accuracy rate,and the NPS recommendation rate.The analysis of the inadequacies will focus on the business links.The coverage of insurance coverage,penetration rate and response to large and complex cases are demonstrated.The fourth part is the analysis of the influencing factors of using artificial intelligence in the Ping An property and casualty insurance business in Jiangxi.This chapter mainly elaborates and analyzes the self-discipline of artificial intelligence development,the constraints of the property insurance company's own business,the lack of consumer perception of artificial intelligence application,and the hidden dangers of information security.The fifth part is the practice of using artificial intelligence in the property and casualty insurance business at home and abroad.This chapter introduces the successful examples of artificial intelligence application in different business links of domestic and foreign insurance companies,and draws the experience and enlightenment of artificial intelligence application in Jiangxi Ping'an property insurance business.The sixth part is based on the analysis of the above four chapters to give Jiangxi Ping An Property & Casualty Co.,Ltd.a further path to expand the use of artificial intelligence,mainly including the plan of Jiangxi Ping An Property and Casualty to expand the field of artificial intelligence application and the policy recommendations to improve the level of artificial intelligence application.Level of discussion.As the key technology for the future development of science and technology,artificial intelligence will help to enhance the connotation and pattern of the development of the insurance industry.From the perspective of the industry,artificial intelligence will become a new important driving force for the development of the insurance industry,and it will play an important role in terms of business model,business organization,privacy security and regulatory means;from the perspective of the industry,artificial intelligence will further promote Insurance and the deep integration of the Internet,insurance and other industries.It is believed that in the near future,the application of artificial intelligence in the insurance business of Jiangxi Ping An Property and Casualty Insurance will surely become a solid boost for the company's rapid development.