Research And Application Of Internet Banking Internet Connection Technology Based On Electronic Commerce

Payment in electronic commerce is an important part of it,at present almost all banks provide online payment business,and pay treasure and three party payment platform also occupies an important position in the field.However,due to the specific process of different payment mode,how to e-commerce network support more payment,thereby providing convenience for the user,it is a key research question.Aiming at the problems in the field of electronic commerce the diversification of means of payment,payment flow difference,the user payment experience is poor and other issues,proposed the solution based on middleware,by constructing payment platform system,user interface and the background of different payment flow separation process,which will pay the unified process under different modes of complex to standard process,is convenient for the user to operate,at the same time,the payment platform system provides access interface standard,the different methods of payment into a unified management.According to the characteristics of distributed application system is obvious,the service oriented architecture design pattern in the system architecture,the functional modules of the system are independent of each other,to achieve the client on-demand remote calls,enhance the maintainability and extendibility of the system function;according to different payment information format difference,using the XML language based on the description method,using XML self-descriptive,convert mutually different format information format to a standard format,so as to eliminate the differences between the different payment methods;according to the difference between different payment process,using the appearance pattern,proxy design pattern in the model,provides a unified payment interface and operation flow to the user,payment platform shall be responsible for the payment process of specific implementation and return the payment information.This paper firstly discusses the background and purpose of bank docking system of electronic commerce,analyzes the current in the field of domestic and foreign research situation,points out the existing main problems is the user of electronic commerce website net support capability,unlike the e-currency payment operation platform,not a simple combination of the contradiction between.Then we put forward a solution of electronic commerce bank docking SOA and based on XML,the scheme uses the open interface,in the electronic commerce network with different bankpayment on an intermediate layer between the establishment processes,realize the interaction of payment information data and payment process.Finally,based on this solution,we design and implement a payment platform system,discusses the key function of the implementation steps,and the effectiveness of the system is verified by the test.Electronic commerce bank docking system provides for multiple types of e-currency payment mode support for electronic commerce website,the system has good scalability,can according to different internet bank operation process,by constructing extends the functionality of the system,and has a high practical value.