How To Accompanying Nursing And Old-age Care

Under the background of population aging and family miniaturization,the pilot long-term care insurance system is not only conducive to alleviating the family burden of disabled persons and protecting their basic rights and interests in life,but also can improve their decent and dignified quality of life,so that the people can truly enjoy the dividends of sound and perfect policy system,improve people’s well-being and promote social public welfare.Peace and justice,maintain social harmony and stability.In accordance with the spirit of the document "Guidelines for the Pilot Development of Long-term Care Insurance System" issued by the Ministry of Human Resources and Social Security,Shangrao City,as one of the 15 pilot cities in China,has implemented the model of "Social Insurance Social Office",established a multi-party coordination mechanism,and focused on the basic life care and basic care of the severely disabled through government purchasing services and commissioning.This life is closely related to medical and nursing costs and other related issues.Based on the detailed analysis and Research on the pilot work of long-term nursing insurance in Shangrao City,this paper expounds the long-term nursing insurance system and the experience of the pilot work in Shangrao City,that is,to adopt the "separation of management and management" mode of operation,which is coordinated by the government,supervised by the agencies,and undertaken by commercial insurance companies,and not only to play the role of the government in financing,promoting the combination of medical care and nursing personnel training,etc.On the basis of summing up the practical experience of Shangrao’s long-term care insurance system pilot project,we can further tap the existing problems in its operation by virtue of the characteristics of commercial insurance company’s institutional mechanism and market-oriented means: the scope of insurance participation is small,the strength of evaluation professional team is weak,the quality of nurses and institutions is uneven,and so on.In view of the above problems,we put forward some suggestions.Corresponding countermeasures and suggestions.By comparing the forms and situations of the development of long-term care insurance at home and abroad,this paper explores how to establish a long-term care insurance system that can not only promote economic and social development but also meet the actual needs of the elderly group,so as to provide funds or service guarantees for the basic life care of long-term disabled persons and medical care closely related to their basic life,and actively guide the development of social assistance.Commercial insurance and other useful supplements to address different levels of nursing needs.Encourage the exploration and establishment of home care subsidy system for the elderly to ensure the long-term care needs of specific poor elderly groups.Commercial insurance companies are encouraged to develop marketable insurance products and personalized services,and to develop commercial nursing insurance linking up long-term care social insurance to meet diversified and multi-level long-term care security needs.