Study On The Medical Provider Induced Demand In Basic Medical Insurance For Urban Employees In China

The basic medical insurance system for urban workers is one of the indispensable parts of China's current social security system,promotes the construction and development of socialist harmonious society with Chinese characteristics.Since the reform started,the basic medical insurance system for urban workers in China protects more and more insured personnel.However,it has exposed the problem that the cost of medical insurance is growing too fast.The supplier induced demand is an important cause of the medical insurance fund expenditure rises quickly,and it will make the quality of medical services and medical insurance expenses are unbalanced.So the research of supplier induced demand affect the extent to which the medical insurance expenses,and take certain measures to avoid this problem,has practical significance for the effective the control of medical insurance expenses.This article is divided into five parts.The first part introduces the background and significance of this study,the structure of the arrangement,and the innovation of this article.On the basis of collecting and sorting out the literature about supplier induced demand both at home and abroad,this paper combs and summarizes the theoretical research,empirical research and causes of supplier induced demand.The second part defines the supplier induced demand from two aspects of normative and empirical,and then introduces the supplier's induced demand through two theoretical models.The third part is about the main demand of supplier induced demand in basic medical insurance for urban employees.According to the brief introduction of the status of the number of insurance for urban employees,basic medical insurance fund balance of payments and other related data;secondly,the main form of the basic medical insurance for urban workers in the supplier induced demand causes and hazards analysis.The fourth part,an empirical study of supplier induced demand in basic medical insurance for urban employees,this article refers to the research methodology of Carlsen and Grytten,using panel data to analyze the supply of medical resources and the utilization of basic medical insurance for urban employees,it proves that there is a supplier induced demand in the basic medical insurance for urban employees.The fifth part,combining the above analysis results,puts forward the corresponding policy suggestion to our country's social medical insurance to meet the supplier induced demand,so as to realize the healthy and sustainable development of social insurance in our country.Including establish doctors' credit accounts,strengthening the information disclosure system,cutting interest links between medical institutions and medical services,and changing the payment methods of social medical insurance.