Construction And Empirical Research On Credit Evaluation Index System Of Used Car

In recent years,with the rapid development of the automotive industry,new car sales continue to rise,along with increasing car ownership,second-hand car trading volume also have a new breakthrough,the used car industry in the rapid development,there are buyers and sellers of information asymmetry,lack of scientific unified appraisal norms and used car information dispersion and other issues.Therefore,this paper presents the concept of second-hand car credit,that second-hand car in the course of trading before the date of the assessment,it is possible to record information used car fully reflect the comprehensive conditions.And as a research object,second-hand car credit evaluation system,to provide a reference for the used car trade.First,organize credit at home and abroad,as well as second-hand car credit evaluation and other related documents,it pointed out the current development of the used car market and problems,and then proposed to build second-hand car credit evaluation system solutions.Second,the proposed connotation used car credit evaluation system,including credit evaluation system and credit evaluation application platform two parts.Of past research,policy analysis related to second-hand car,second-hand car credit evaluation selected as indicators provides a theoretical and practical basis for the formation of a set of vehicle information,vehicle condition and vehicle performance as an index of the used car credit evaluation index system.On this basis,the Analytic Hierarchy Process to calculate each of these indicators corresponding to the weights and fuzzy comprehensive evaluation method to establish a second-hand car credit evaluation model by the model can calculate the second-hand car credit rating and score,second-hand car trading offer Reference.Third,the design used car credit evaluation application platform.A detailed description of the needs of the platform,the main function and function orientation,through technical means to take advantage of cloud computing and big data,construct a used car based on Hadoop ecology by data integration and sharing module,data mining and analysis module and service innovation module configuration Feedback application platform,and discusses the main features of each module and implementation mechanisms.So dispersed among government departments,enterprises and parties to the transaction and other related subjects of different second-hand car second-hand car credit data to focus on analysis and processing,data break between independent,effective solution to the problem of information exchange between different subjects,to better improve Used equity and efficiency in vehicle transactions.Finally,the credit evaluation system constructed empirical analysis.Select the Guangzhou Baoli Jie old motor vehicle trading center 110 ranking of second-hand car trading volume as evaluated by comparing the trading center using replacement cost method to calculate the value of used cars and used car herein established credit scoring models have a credit score to prove practicability of constructing credit evaluation system.