The Research On The Management Informaitonization Construction In Changchun Rural Commercial Bank

The application of management information system in commercial banks started at the beginning of 1960 s,the application of management information system has so changed the traditional organizational form of commercial banks that the efficiency of commercial bank management has been improved?With the value of information increasingly prominent,Our twenty-first Century has entered the era of information economy,Commercial banks must improve the efficiency of the use of information and enhance their core competitiveness by scientific management of information systems.Overall,China's commercial banks to carry out the construction of management information system for nearly 20 years,has made some achievements in the development background,business processing system upgrades,credit and accounting business have already realized information in business decision-making,but also plays a certain role.By the end of 2015.China's commercial banks have basically completed the data processing center and business data centralized processing technology.Changchun rural commercial bank Limited by Share Ltd since its inception,has been upgraded two comprehensive business system,the level of construction management information system in the relative position in the domestic city commercial banks,but with the passage of time the original construction level has been difficult to meet the needs of business development,through scientific and rational planning.Optimization of Changchun rural commercial bank management information system function,improve the comprehensive competitiveness of the banks themselves.In addition,according to the WTO agreement,China will continue to increase the degree of opening up the financial sector,foreign commercial banks will continue to pour into China's financial markets,domestic commercial banks caused a strong impact.Compared with foreign commercial bank management information system,management information system of commercial banks in China there is a big gap in the overall scale and the construction level,thus including rural commercial Changchun,domestic commercial banks need to adjust the management idea,further perfect the management information system of commercial banks.The main content of this paper is based on the understanding of domestic and foreign research status of the management information system,starting from the basic knowledge of banking informatization theory,business management information system related theory,combined with the actual situation,a detailed description of the status quo Changchun rural commercial bank management information system construction,in-depth analysis of the problems and the causes of the existing Changchun rural commercial bank management information system construction,and puts forward Changchun rural commercial bank management information system construction measures,and finally to summarize.The key problem to be solved for the existing problems and reasons in the process of management information system in the construction of Changchun rural commercial bank and put forward feasible countermeasures,the research methods are literature analysis method and interview method.The innovation of this paper is reflected in the construction of Changchun rural commercial bank management information system problem from the angle of practice are analyzed,combined with the method of literature analysis and interview.Through the analysis,put forward countermeasures for the construction of Changchun rural commercial bank management information system for the Agricultural Bank Changchun,raise the level of construction management information system,has a certain reference value to build their own core competitiveness.